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Insurance
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The struggles
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Make sure you can get insurance before buying a Tourneo
There are not many insurers quoting
Brokers have difficultly getting anyone to quote
On Line quotes are a struggle, because you have to put in your full details before you get to the vehicle selection stage
The 8 seat version is possible to get quotes, as it is classed as a Diesel car
The 9 seat version is classed as a Minibus, and needs a specialist minibus insurer
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This is a difficult vehicle to insure, particularly the 9 seat version.
They ask questions like
"Why do you want this size?"
"What are you really going to do with it?
The quotes I was getting were in the £950 to £1100 region
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Finally
we have the
answer
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I found a company that quoted me £309 = They got the job
Of the emails that people send me, the most common subject is "Insurance".
These Tourneos are very difficult to insure for Private use - typical quote ( Ford Insurance) £900.
The Mark 4 version - pre 2000 is also more difficult.
8 seat versions can be insured.
I have found 3 insurers and these guys don't even know I've put them on my website.
They are not paying me to advertise their services.
CIS ( The Co-op) 0800 0282 492 were taking 8 seaters until recently, then they do not seem to have the Tourneo on their screens, so nowadays no
quote. But perhaps they may come back into this market. Also if you have other insurance with them, household or life insurance they seem more likely
to bend their rules.
Lifesure in St Neots 0870 366 1235 or 01480 402460 the guy to speak to in Nik Barnes
Egg - on line at Egg seem to be getting their act together recently. All around £320. I’m sure if you have a
OK driving record you should get somewhere near that.
Egg do have some of the pre 2000 models on their on line drop down list, so you may be able to get a quote without actually speaking to someone.
- FORD TOURNEO 2.5 (8 SEAT) GLX T/D 2496cc 2DR
- FORD TOURNEO 2.5 (8 SEAT) GLX DSL 2496cc 2DR
9 seat versions are very difficult to get insured.
I am researching the market, but as yet no good fortune
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Insurance Log
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- July 2003 Lifesure £306.06
- July 2004 CIS Insurance £311.78
- July 2005 CIS Insurance £308.72
- July 2006 CIS Insurance £292.22
- July 2007 CIS Insurance £320.29
- July 2008 CIS Insurance £299.26
- July 2009 CIS Insurance £350.28
Other quotes were difficult to obtain because of the accident in August 2008
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Campaigns
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Eurotunnel
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After writing to Eurotunnel, they have decided to charge all vehicles that are fully glazed at the 1.85 Metre rate
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Autoroute Tolls
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The Tourneo is 1974mm high.
Therefore do ensure the French do not charge Class 2 on the Autoroute. Sit there and argue, Class 1 is up to 2 Metres. If you fit roof bars or a
spoiler, that will take it above 2 metres, so then you will have to pay.
Also the bigger tyres I have fitted lift the rear over 2 metres when unloaded.
So when in France, keep some weight on the tail.
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Speed traps
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What a pleasure it is to drive on the continent.
Being able to drive to the road conditions without having to worry about being a tiny amount over the speed limit.
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Modifications
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The Sound System
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I found the speakers provided were inadequate, even for simple listening to Radio 4.
So read about how I made improvements
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Driving Lights |
I found the headlights on full beam inadequate, especially on country roads
So I added two extra driving lights, Hella FF50 lights that I was able to mpount neatly into the front grille.
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Extra battery |
I found a crashed "Railtrack" Transit that had been extensively modified.
I found it had a second battery under the passenger seat.
I transfered much of the installation, and designed my own charging relay system.
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How it all worksBack
a page
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TIS
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It is well worth getting hold of a Ford TIS
Technical Information System
This is a very good workshop manual. The wiring is difficult to follow, but possible and there is lots of information about in service upgrades
You can usually find them for sale on ebay, but if you get stuck, get in touch and I'll help out
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Mechanical
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One day I'll get round to writing about this
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Electrical
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One day I'll get round to writing about this
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Electronics
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One day I'll get round to writing about this
I'm even planning to build my own cruise control
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I would appreciate contributions, especially if this site has been profitable for you.
Please donate to my PayPal account derek@tourneo.com
Thanks
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